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This communication is published by Selective Asset Management Inc. (SAMI) Any commentaries and information contained in this communication are provided as a general source of information and should not be considered personal investment advice. Every effort has been made to ensure that the material contained herein is accurate at the time of publication. However, SAMI cannot guarantee its accuracy or completeness or accept responsibility for any loss arising from any use of or reliance on the information contained herein.


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